ИСТОЧНИКИ ФОРМИРОВАНИЯ БАНКОВСКОГО КАПИТАЛА

  • Published on
    05-Apr-2017

  • View
    214

  • Download
    2

Embed Size (px)

Transcript

<ul><li><p>670</p><p> . . </p><p> 28 2012</p><p>I z V E S T I ApENzENSkOgO gOSudArSTVENNOgO</p><p>pEdAgOgIChESkOgO uNIVErSITETAimeni V. g. bELINSkOgO</p><p>pubLIC SCIENCES</p><p> 28 2012</p><p> 336.7</p><p> . . , . . . . . ,</p><p> e-mail: irina_n_simakova@mail.ru</p><p> . ., . . // . . . . 2012. 28. . 670674. . . - , . : , , , .</p><p>yanova p. g., Simakova I. N. Supplies of the bank capital // Izv. penz. gos. pedagog. univ. im.i V. g. belinskogo. 2012. 28. p. 670674. Under unstable economic conditions every credit organization has to elaborate an optimal strategy of capital acquisition taking into consideration banking security and efficiency. In the present work liabilities structure of Russian commercial banks has been analysed. As a result of the research, the main trends in the field of banking resources formation have been revealed. Also, the external and internal factors affecting on passive banking operations have been identified.keywords: capital, resource structure, internal funds, attracted funds.</p><p> - - , , -. - . - - .</p><p> - . , . , - , - - .</p><p> , -</p><p> [7]. - - :</p><p> - ( , . .), - . - . - - . - - . - , - ;</p><p> ; . - , , , , , </p></li><li><p>671</p><p> . .</p><p> - , - , , , - . , , - - . - , - , , . 161- 27.06.2011 . [1]. , - . , , , - . -, . , , - ;</p><p> . -, - , , . - -, - . - . , 1 2012 90 . - . 1 180 . . , , - 2012 [11]. , </p><p> .</p><p> . - , - . : -. , 1 2012 - , - (, ), () [5];</p><p> . - . , - - , - . , - .</p><p> - - . - . - 1.</p><p> , (. 1).</p><p> , - [2, 3]. , -, , , , -, ( ), - , , .</p><p> - , , , , - (. 2). </p></li><li><p>672</p><p> . . . 28 2012 .</p><p>, , , , , -</p><p> . , [9].</p><p> 1 </p><p>1. </p><p> (), </p><p> (), ()</p><p> , </p><p>2. </p><p> , </p><p> , </p><p> ( </p><p>3. ( )</p><p> , </p><p> , </p><p>4. , </p><p> , </p><p> , 3 </p><p>5. </p><p> , </p><p> , </p><p> , , </p><p>- </p><p>- ; </p><p>- . </p><p>- ; </p><p>- ; </p><p>- - . </p><p>- ; </p><p>- . </p><p>- ; </p><p>- ; </p><p>- . </p><p>. 1. , </p></li><li><p>673</p><p> 2 %</p><p>2001 2002 2003 2004 2005 2006 2007 2008 2009 2010</p><p> ( ) 25 25 21 16 13 12 11 10 13 8,75</p><p> (MIACr 1-- )</p><p>10,1 8,2 3,8 3,3 2,7 3,4 4,4 5,5 7,8 3,1</p><p> ( - 1 )</p><p>4,9 5,0 4,5 3,8 4,0 4,1 5,1 5,8 8,6 6,0</p><p>- 11,1 10,9 9,3 8,7 7,9 7,2 7,6 10,4 6,8</p><p> , . , - . : , - - , . , , , . -, - , . </p><p> - , . , , .</p><p> - - - - . , . - , , . , -. - , - </p><p> . , - . - - , - , . , , , [6].</p><p> , , , , , - .</p><p> - : , 1 , - 13 3 (. 3). - , - . [4, 8] , , , .</p><p> - . , , - , -, . - . , . - </p></li><li><p>674</p><p> . . . 28 2012 .</p><p> . , 9 , - 30 9,86 % 358 11 2013 . [10]. - .</p><p> , . , - - . , , - .</p><p> 3 %</p><p> / </p><p> 30 90</p><p>31 90 50</p><p>91 180 150</p><p>181 1 240</p><p>1 3 290</p><p> 3 520</p><p> - - - . , , , - .</p><p>1. 161- 27.06.2011 . .</p><p>2. . / . . . . .: , 2003. 751 .</p><p>3. . . / . . . -. .: , 2003. 672 .</p><p>4. . . - . </p><p>. ... . . . -: .-. . - , 2009. 18 .</p><p>5. . // . 2011. 159/ (4700). . 4. </p><p>6. ., ., . // . 2012. 4 (4789). . 3.</p><p>7. . . . . ... - . , 2006. 204 .</p><p>8. . . - : . . ... . . . : . . - - , 2008. 22 .</p><p>9. [ ]. : http://cbr.ru/statistics.</p><p>10. ? [ ]. : http://www.vestifinance.ru/</p><p>11. . - // . 2011. 224 (4765). . 4. </p></li></ul>