Tong Quan Ve TTQT

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Slide tng quan thanh ton quc t

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  • 2/19/2012

    1

    Emai: hoihv@vnu.edu.vn, hoiktqt@gmail.comq @g

    Th trng ngoi hi

    T gi hi

    oai

    Nghip v hi oI k

    hnNghip v hi

    Nghip v hi oI giao ngay

    Cc oI

    quyn chn

    Thanh ton quc t

    phng tin

    TTQTCc iu kin

    TTQTCc

    Phng thc TTQT

    Nghip v Ngn hng

    quc t

    Cc Hnh

    thc ti tr v bo

    lnh TT2

    Tng quan v thanh ton quc t: khi nim,s cn thit v c s ca thanh ton quc t Cc cng c thanh ton quc t: Hi phiu,Sc, K phiu, Th thanh ton quc t. Cc iu kin thanh ton quc t: iu kin

    3

    q tin t, iu kin thi gian thanh ton. Cc phng thc thanh ton quc t: phngthc thanh ton nh thu, phng thc tn dngchng t v mt s phng thc thanh tonkhc. Nghip v bo lnh v bao thanh ton trongthng mi quc t. 4

    PGS.TS. H Vn Hi - Trng HKT - HQG H Ni

    I.Khi nimThc hin cc ngha v chi tr v quynth hng v tin t Pht sinh trn c s cc hot ng kinh tv phi kinh t cc t chc, c nhn ncny vi t chc, c nhn nc khcny vi t chc, c nhn nc khc Gia mt quc gia vi t chc quc t,thng qua quan h gia cc ngn hng cacc nc lin quan.

    5PGS.TS. H Vn Hi - Trng HKT - HQG H Ni

    Thanh ton quc t gm hai lnh vc:Thanh ton phi ngoi thng:thanh ton khng lin quan n hng hoxut nhp khuThanh ton quc t trong ngoi thng:thanh ton trn c s hng ho xut nhpkhu v cung ng cc dch v thng micho nc ngoi.

    6PGS.TS. H Vn Hi - Trng HKT - HQG H Ni

  • 2/19/2012

    2

    S pht trin khng u v kinh t, chnh trS khc bit v ti nguyn, cng ngh, lao ng S khc nhau v iu kin t nhin, kh hu

    S ph thuc ln nhau gia cc

    quc gia

    7

    Quan h kinh t quc t

    Xut nhp khu hng haQuan h

    kinh t quc t

    8

    S hnh thnh v pht trin ca hotng ngoi thng. Hot ng ngoi thng pht sinhquan h thanh ton quc t.

    =>Hot ng ngoi thng l hot ngc s, hot ng thanh ton quc t lhot ng phi sinh

    9PGS.TS. H Vn Hi - Trng HKT - HQG H Ni

    Hot ng thanh ton quct c thc hin qua hthng ngn hng

    Hot ng thanh ton quct mt hot ng ca ngnhng thng mi

    10PGS.TS. H Vn Hi - Trng HKT - HQG H Ni

    II. VAI TR CA THANH TON QUC T

    i vi nn kinh t i vi cc doanh nghip thng mi i vi ngn hng

    11PGS.TS. H Vn Hi - Trng HKT - HQG H Ni

    Bi trn v thc y hot ng xut nhpkhu.Bi trn v thc y hot ng u tnc ngoi trc tip v gin tip.Thc y v m rng cc hot ng dch

    h d l h h t t

    1. VAI TR CA THANH TON QUC T TRONG NN KINH T

    v nh du lch, hp tc quc t.Tng cng thu ht kiu hi v cc ngunlc ti chnh khc.Thc y th trng ti chnh quc gia hinhp quc t.

    12PGS.TS. H Vn Hi - Trng HKT - HQG H Ni

  • 2/19/2012

    3

    L cu ni trung gian thanh ton gia haibn. Thanh ton theo yu cu ca khch hng,bo v quyn li ca khch hng. Cung cp v la chn cc phng thc

    2. VAI TR CA TTQT I VIDOANH NGHIP THNG MI

    Cung cp v la chn cc phng thcthanh ton quc t Ti tr XNK mt cch ch ng v tchcc Thc hin bo lnh trong hot ng ngoithng.

    13PGS.TS. H Vn Hi - Trng HKT - HQG H Ni

    3. VAI TR CA TTQT I VINGN HNG THNG MI

    Thanh ton quc t vi NHTM: Mang li ngun thu ng k cho ngn hng v

    s lng v t trng. L mt mt xch chp ni cc hot ng khc

    ca NHTM.L kh kh th thi t I t h t L khu khng th thiu trong mI trng hotng kinh doanh.

    To iu kin a dng ho hot ng ngnhng, nng cao nng lc cnh tranh.

    14PGS.TS. H Vn Hi - Trng HKT - HQG H Ni

    Cc nhn t khch quan:- Mi trng chnh tr, mI trng kinh t, mi

    trng php l.Cc nhn t ch quan:- Quy m hot ng ca ngn hng.

    III. Cc nhn t nh hng n TTQT ca NHTM

    - Thng hiu ca NH- Chin lc kinh doanh ca NH- Ngun nhn lc- Nn tng cng ngh thng tin- Chnh sch khch hng

    IV. Mng li ngn hng i l v h thng ti khon trong TTQT

    Mng li ngn hng i lH thng ti khon trong thanh tonquc t

    Ngn hng i l trong TTQTThit lp quan h i l l s khi u ca vic thit lp quanh hp tc song phng gia cc ngn hngHai ngn hng c coi l i l ca nhau nu hai ngn hngcng duy tr ti khon ngn hng i l vi nhau.Hnh thnh do nhu cu thanh ton cho khch hng ca hkhng c chi nhnh.Dch v ngn hng i l thng c c trng ni bt l miquan h giao dch lin tc v nhn t ch cht bit hai ngnhng c quan h i l vi nhau hay khng.Dch v ngn hng i l thng qua mi quan h ti khonnhm cung cp dch v thanh ton cho khch hng thu ph. V d, VCB c quan h ngn hng i l vi khong 1.200ngn hng v chi nhnh ngn hng ti 85 quc gia v vnglnh th trn th giiACB c quan h i l vi cc ngn hng tn tui trn th giinh Citibank, Deutsche Bank, JP Morgan Chase, StandardChartered Bank, Wachovia, v.v.

    Ti khon Nostro: L ti khon tin gi khngk hn ca NH mt nc m ti NH nc ngoiXt t v th ca Ngn hng Vit Nam tikhon Nostro l ti khon ca ngn hng VitNam m ti ngn hng i l nc ngoi, c

    Ti khon Nostro v Vostro

    s d bng ngoi tNgn hng ngoi thng Vit Nam m tikhon ti ngn hng Citibank New York, c sd bng USD, ngha l ngn hng Ngoi thngVit Nam l khch hng ca Citibank New York

  • 2/19/2012

    4

    Ti khon Vostro: L ti khon tin gi khngk hn ca nc ngoi m ti mt ncXt t v th ca Ngn hng Vit Nam tikhon Vostro l ti khon ca ngn hng ncngoi m ti ngn hng i l Vit Nam, c s

    ( )

    Ti khon Nostro v Vostro

    d bng ni t (VN).Ngn hng Citibank New York m ti khon tingn hng ngoi thng Vit Nam, c s dbng VN, ngha l Citibank New York l khchhng ca ngn hng Ngoi thng Vit Nam.

    20PGS.TS. H Vn Hi - Trng HKT - HQG H Ni

    Cc ngun lut iu chnh lu thng hiphiu Cc ngun lut iu chnh lu thng hiphiu Quy tc v thc hnh thng nht v tndng chng t

    Cc ngun lut iu chnh

    dng chng t Quy tc thng nht v hon tr lin hng Quy tc thng nht v nh thu

    21PGS.TS. H Vn Hi - Trng HKT - HQG H Ni22

    PGS.TS. H Vn Hi - Trng HKT - HQG H Ni

    Quan h gia TTQT vi cc lnh vc khc ca TMQT

    Quan h gia thanh ton quc t vikinh doanh ngoi hiQuan h gia thanh ton quc t vim phn k kt hp ng thng miquc t

    Thanh ton quc t v cc iu kinthng mi quc t