Realty411Guide.com PAGE 3 2014 reWEALTHmag.com
Randy Reiff, CEO of FirstKey Lending.
P R I VAT EMoney411
A Special Edition from the Publisher of Realty411
5 Leverage with B2R Finance
7 New Rehab Loan Programs
9 Equity Trust Universitys Event
11 Discover Pacific Private Money
14 New Options for Investors
from FirstKey Lending
CONTACT US: 805.693.1497 or
email@example.comBe social and receive updates on:
Facebook, Twitter, LinkedIn, Pinterest, Google+ and more
Important Disclosures for Our Readers:The information and presentations pro-vided therein do not constitute an offer or solicitation to buy or sell securities or real estate. Please be aware that real estate in-vesting can be risky. Realty411, the pub-lisher of Private Money411, is not respon-sible for any of the information provided and/or statistical data presented, and do not reflect the opinions, advice or research by us. Readers are 100% responsible for their due diligence, for all investment informa-tion and for all decisions with respect to any potential investment or transaction. 411 recommends readers seek the advice of a trusted attorney, broker, CPA and/or financial adviser before investing.
PRIVATE MONEY 411 Cover: Mark Hanf, CEO of Pacific Private Money, assists Bay Area inves-tors in financing their real estate transactions.
Below: Mingle with hundreds of investors in Florida, see page 9.
The Bay Area is bustling with real estate activity and many deals are being financed with private capital.
P R I VAT EP R I VAT EP R I VAT EMoney411 A Special Realty411 Publication
Vol. 1 No. 2 2014
Meet Mark Hanf
CEO of Pacific Private Money
Build your wealth brick by brick.
Realize your real estate dreams with a PENSCO self-directed IRA
With a PENSCO self-directed IRA you have the freedom to invest in almost any form of real estate including:
Homes, apartments, and condominiums Commercial properties including retail
stores, hotels, and office complexes Trust deed notes, mortgages, and tax liens Raw land and lots Other types of property such as farmland
and boat slips
Call and open your
self-directed IRA today.
Whats really going on in the single family rental home industry? What are real estate investors buying now, and why? Who is up for a $10M line of credit to expand their rental property portfolio?
Private Money411 sat down with finance industry veteran, and President of B2R Finance, John Beacham to get the real deal on the state of the market today.
So what are serious real estate en-trepreneurs and sophisticated inves-tors really up to now? What priorities are driving their property investment moves, and how great are these new buy to rent loan programs, really?
The President on the State of the Single Family Rental Home IndustryTheres no question B2R Finances John Beacham has to be one of the top minds in the mortgage and real estate industry today. In a rare opportunity to get his personal view on the market, and ben-efit of his 17 plus years managing big money, for the worlds largest mortgage giants, Private Money411 was able to tap the Presidents take on the evolving rental home landscape.
Firstly, Beacham reminds us just how large this market is, with an estimated 14M rental homes in the U.S. This number could increase significantly if billionaire investor, Sam Zells recent prediction of American homeowner-ship dropping to just 55% comes true too. Recently most of the single family rental pool has been held finance free. Beacham credits this to a void in the mortgage market, which has lacked strong options, and wasnt serving real estate investor needs. B2R Finance broke into 2014 with the game changing announcement it was unleashing new
By Tim Houghten
buy to rent loan programs specifically to provide liquidity, and fuel this market. Re-cent housing statistics appear to indicate this has been adding strength and traction.
What Are Real Estate Investors Buying Now, and Why?
While headlines reveal major bank brands shedding mortgage staff by the thousands, Beacham reports B2R Finance has actual-ly been beefing up the firms operational and client service team, to meet increased demand.
According to the finance giants presi-dent, speculation about declining fore-closure activity, has not been a factor. Some investors are certainly still acquiring distressed homes, though for the majority, it is business as usual; acquiring sound, less problematic, cash-flowing rental homes from more traditional sources.
Asked for his opinion on how some parties have recently used the media to promote their interests in proclaiming the burbs are dead, and ev-eryone from Millennials to aging boomers are flocking to dense inner cities, in search of micro apartments, Beacham said he had witnessed no substantial, tangible shifts in data to support that. Rather he points to very moderate, to low single family rental home vacancy rates, which are hov-ering around just 5%, for those that want real numbers to support their investment decisions.
This appears to more closely coincide with multiple recent studies including the 2014 Realtor.com Home Crush Survey,
Continued on pg. 16Realty411Guide.com PAGE 5 2014 reWEALTHmag.com
which placed outdoor living spaces, curb appeal, and garages, and other features more characteristic of single family homes, as the most in demand factors
for todays home shoppers.In fact, in many areas rental vacancy
rates are below 5%. Recent statistics from Zillow and the Boston Globe reveal rental rates responding by rising by over 22% year-over-year in some neighborhoods. In Southwest Florida, some prime neighborhoods have recent-ly seen asking rents rocket 50% in a matter of weeks, and this is the regions slow season.
Meanwhile, U.S. GDP has been revised down to negative territory, bond yields are low, stocks have shown their more volatile side, and investors need a stable alternative.
The modified American Dream 2.0 might involve a little less sweat equity and commitment today, resulting in renting a family home with some yard space be-coming a very happy medium for many.
At the same time, professional investors, and the more financially blessed are in need of what Bea-
cham describes as an inflation adjusted asset, which is able to provide stable retirement income. Single family rental homes check all the boxes perfectly, providing investors can find predict-ability in long term financing.
Priorities for Real Estate Investors Aside from concern of lost opportunity costs, and long term impact on invest-ment portfolios from not seizing on current market conditions, real estate investors have certainly found far more clarity in what they expect from
LEVERAGING the NEWRENTAL HOME MARKET
Learn More About B2R Lending Programs:
Financing Single-Family Rental Properties
B2R Finance, Americas Buy to Rent Lender, is a leading provider of single-family buy to rent mortgages for professional property investors. We offer cost effective and innovative lending solutions dedicated to investors buying single-family rental properties.
Whether you own 5 properties or 500, B2R can assist you with a variety of lending programs to enhance your investment.
Americas Buy to Rent Lender